Terms of Use

You shall be responsible for ensuring that any materials you place on this site do not infringe any applicable laws, regulations or third party rights (such as material which is obscene, indecent, pornographic, seditious, offensive, defamatory, threatening, liable to incite racial hatred, menacing, blasphemous or in breach of any third party intellectual property rights (“Inappropriate Content”). You acknowledge that Marsh shall not be responsible for monitoring the content of this site and any materials you place on the site. Notwithstanding the foregoing, Marsh reserves the right to remove content from the site where it reasonably suspects such content is Inappropriate Content.

Marsh does not control, nor can it control, the flow of data to or from Internet service providers, telecommunications providers and other portions of the Internet. Such flow depends in large part on the performance of Internet services provided or controlled by third parties. At times, actions or inactions caused by such third parties may produce situations in which a party's connections to the Internet (or portions thereof) may be impaired or disrupted and Marsh cannot guarantee that such events will not occur. Accordingly, Marsh disclaims any and all liability resulting from or related to such events. Marsh shall not be liable to you or any other third party for any claims or damages that may be suffered by you or any such third party including, without limitation, any and all losses or damages of any and every nature, resulting from the loss of data, inability to access the internet, or inability to transmit or receive information, caused by, or resulting from, delays, non-delivery, or service interruptions. Marsh shall not be responsible for any Marsh product or service not being accessible on the Internet due to circumstances not in the direct control of Marsh such as, without limitation, your equipment capabilities or limitations or Internet service provider limitations. Marsh shall not have any responsibility or liability for unauthorised dissemination of any data, whether as a result of defeat of data security, misappropriation or misuse of passwords, or any other cause outside of the reasonable control of Marsh.

The products, software, documents, materials, and other information published on this site could include errors, technical inaccuracies, or typographical errors. “Documents”, “materials”, and “other information” include the following provided by Marsh: user manuals, schematics, specifications, training materials, and other documentation designed to describe and/or illustrate the functionalities, workflows, and/or processes of the software and/or website. Marsh reserves the right to make changes periodically to this software and information whether directly or through this site at any time. All such information is provided "as is", without warranty of any kind. Marsh does not warrant that the functions, features or material contained on this site will be uninterrupted or operate error free, that the defects will be corrected, or that this site and its server are free from computer viruses and other harmful goods or products. Marsh makes no representation about the suitability of the system, software, documents, materials, and other information published on this site for any purpose or represent or guarantee the result of using this site. Marsh hereby disclaims all warranties and conditions with regard to this site, including all implied warranties and conditions of merchantability and fitness for a particular purpose. Consequently, you use this site at your own risk.

Under no circumstances (except for death and personal injury arising from the negligence of Marsh) shall Marsh be liable in contract, tort, or otherwise, for any loss or damage whatsoever arising from use of or in any way connected with this site or any hyperlinked website, including, without limitation, damages for loss of business, loss of profits, business interruption, loss of business information, loss of programs or other data on the user's information handling system or otherwise maintained, or any other pecuniary loss (even where Marsh has been advised of the possibility of such loss or damage arising).